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Mortgage Pre-Approvals

Buying a home raises some serious questions:

• What can I afford?

• How much of a mortgage payment can I handle?

• Will I get the financing I need when I need it?

• What happens if interest rates rise while I'm looking for a home?

A Mortgage Pre-Approval can help you shop with confidence. You will know:

• Financing is guaranteed based on your current financial situation and satisfactory credit review.

• How much you can borrow based on your current income and debt levels.

• What your interest rate will be for the term you've chosen.

• How much your payments will be.

120-Day Rate Guarantee

A Mortgage Pre-Approval guarantees an interest rate for up to 120 days, even if rates rise in the meantime.

And, if rates should drop before your mortgage funds are advanced, you'll automatically receive the lowest rate during the 120 day period.

Get A Pre-Approved Mortgage Certificate

Before you begin shopping for your next home, be sure to acquire a pre-approval certificate from your broker. This will outline all the details of your mortgage and what you can afford. Always remember the mortgage pre-approval is not an official approval! You always need to make any offer on a home conditional to financing as the lender must complete the necessary underwriting to confirm your employment, down payment, and property before financing is officially approved.

Did you know?

• Many real estate agents may require you to get a pre-approval before they begin working with you. The pre-approval certificate is a great way to show your agent that you are a qualified buyer.

• The fact that you already have your mortgage financing arrangements in place indicates to prospective vendors that you are a serious buyer.

• It gives you the security of negotiating a house price that falls comfortably within your budget.

• A mortgage pre-approval is absolutely free, with no cost and no obligation.

Getting Started

Complete the online mortgage application and one of our mortgage brokers will contact you within 24 hours to complete your mortgage pre-approval.

Apply Online Now!